Cancel Assurant

Table of Contents

• General Information
  
  • Assurant Notice Period & Conditions
  • What Information Does Assurant Need?
  • What Happens After I Cancel My Assurant Policy?
  • Can I Also Contact Assurant Directly?
  • Can I Revoke My Policy Cancellation?
  • How Do I Check my Assurant Policy?
• About Assurant
  
  • What Kind of Policies Does Assurant Offer?

General Information

Assurant Notice Period & Conditions

Assurant insurance policies and service contracts typically follow terms outlined in your agreement at the time of purchase. Most policies continue until the end of their term unless canceled early. If you decide to cancel before the expiration date, it's important to understand how timing and refund eligibility may vary.

For monthly insurance plans, you can often cancel at any time. Cancellation requests must be submitted before your next billing cycle to avoid being charged again. Some service agreements, especially those for mobile device protection or extended warranties, may require notice at least 30 days in advance, particularly if administered through a partner such as your wireless provider or auto dealership.

If you have a prepaid contract, refund eligibility may depend on how much time remains in the term and how much of the coverage has been used. In most cases, unused premiums are refunded on a prorated basis. Policies that include a deductible or claim history may have different refund structures. For auto protection plans, cancellation terms are usually outlined in the Vehicle Service Contract document.

You can cancel through Assurant directly or, if applicable, through the partner or agent who issued the policy. Always check your documentation for specific instructions.

What Information Does Assurant Need?

To cancel your policy or contract with Assurant, you will need to provide details that verify your identity and allow them to locate your active coverage. This includes your name, policy number, and the original contact details used when the policy was created.

If you’re canceling insurance purchased through a bank, carrier, or dealership, Assurant may ask for the issuing provider's name, contract ID, or the make and model of the device or vehicle covered. For renters insurance, you may also be asked for your property address and lease dates.

In some cases, especially when submitting written cancellation requests or using a partner’s app, you may need to include a formal letter or digital form stating your intent to cancel. This letter should mention the policyholder’s name, the policy number, the date of request, and the desired cancellation date. Attachments like proof of alternate insurance or lease termination may help expedite processing.

If you're initiating cancellation after making a claim, Assurant might ask about the status of that claim before proceeding. Be sure to have that reference number available.

What Happens After I Cancel My Assurant Policy?

Once your cancellation is submitted and processed, you will receive confirmation of the effective cancellation date. Your coverage remains active until that date, and you will not be billed further if cancellation was completed in time.

If you paid in advance for your coverage, Assurant may issue a prorated refund for the unused portion. Refund processing times can vary depending on the type of policy, how you paid, and whether there are any pending claims.

For renters insurance, Assurant may notify your property manager or leasing office of the cancellation if they were listed as an interested party. Similarly, with auto service contracts, a dealership or finance provider may be informed that the contract has ended.

After cancellation, your coverage no longer applies to any future incidents. Claims filed before your cancellation date remain valid, and Assurant continues processing those claims until they are resolved.

For contracts that auto-renew, canceling stops the next cycle. If you later wish to reinstate coverage, you may need to reapply or sign a new agreement.

Can I Also Contact Assurant Directly?

Yes, Assurant provides several channels for policyholders to request cancellation or get support. You can visit the official Assurant website and log in to your account to manage coverage. If your policy is associated with a partner (such as T-Mobile, AT&T, or a car dealership), the best first step is to check with that provider. In many cases, they can handle the cancellation directly or provide the required contact information.

You can also reach Assurant by phone through the number listed on your policy documents. Phone support is available for different departments, including mobile device protection, vehicle service contracts, renters insurance, and home coverage. Be sure to have your policy details available when calling.

Assurant also accepts written cancellation requests via mail or email for certain contracts. Visit their website or partner portal to see if a downloadable cancellation form is available for your plan type. Always retain a copy of any written request you submit, along with the date you sent it.

Can I Revoke My Policy Cancellation?

If you have submitted a cancellation request but wish to keep your coverage, you may be able to reverse it—provided the cancellation has not already taken effect. The process for revoking a cancellation varies based on the type of policy and how it was initiated.

For online cancellations, you may be able to log back into your Assurant account and resume coverage. If your request was submitted through a partner portal, contact the partner directly to see if the cancellation can be paused or rescinded.

If the policy has already been canceled, you may still be able to reapply or enroll in a new plan. However, terms such as eligibility, deductibles, and premiums may differ based on the current offerings and your risk profile at the time of application.

Some service contracts, particularly those involving devices or appliances, may not offer immediate reinstatement and could require re-inspection or a new service start date.

How Do I Check my Assurant Policy?

You can view your active policies by logging into your account at assurant.com or through your service provider’s portal. The dashboard usually displays your policy number, type of coverage, next billing date, cancellation status, and related documents. You’ll also see information about your coverage start and end dates, deductible, and benefits.

If you recently requested a cancellation, your policy page may display the scheduled cancellation date. You will also typically receive an email confirmation or physical letter verifying the request.

For renters insurance managed through a property manager, you may receive updates through your leasing office’s portal or email alerts linked to your lease. For mobile device protection, you can check coverage status through your wireless carrier’s app or the Assurant Mobile Protection Center.

If you’re unsure which portal to use, check your original policy documentation. The instructions and web address provided there are specific to the type of coverage and the partner organization involved.

About Assurant

Assurant is a global provider of risk management products and services, focusing on housing, electronics, lifestyle, and automotive sectors. The company partners with mobile carriers, financial institutions, property managers, and retailers to offer coverage that fits the needs of a wide variety of customers. With operations across the United States and internationally, Assurant plays a major role in the protection plan industry.

From renters insurance to extended warranties, Assurant’s offerings are built around convenience and adaptability. Many of its plans include self-service tools for claims, coverage upgrades, and cancellation, making it easier for customers to manage policies at their own pace.

Assurant also works with institutions that embed protection plans into their service bundles. For example, a customer may receive coverage through their mobile provider or auto loan company, with Assurant handling backend support and claims administration.

What Kind of Policies Does Assurant Offer?

Assurant provides a wide range of insurance and service contracts across different consumer markets. These include:

• Renters Insurance: Coverage for personal belongings, liability, and temporary living expenses in case of loss or damage at a rental property.
• Mobile Device Protection: Repair or replacement coverage for smartphones, tablets, and wearables, typically offered through wireless carriers.
• Vehicle Service Contracts: Mechanical breakdown protection and extended service plans for new and used cars, including roadside assistance and parts coverage.
• Appliance & Electronics Protection: Coverage for home appliances, electronics, and smart devices purchased through retail partners.
• Home Warranty Plans: Service plans for systems like plumbing, HVAC, and electrical components, available in select markets.

Each policy has unique terms, enrollment options, and cancellation procedures depending on the source of purchase and the nature of the coverage.